Decision Engine

A Unified Business Credit Score Built for Modern Underwriting

Worth Score™ consolidates data from 1,100+ sources into a single, explainable business credit metric. Move beyond fragmented reports and surface-level scores with full visibility into financial health, compliance exposure, and operational stability. With comprehensive business profiles that reveal the drivers behind credit performance, your team can make faster approvals, reduce risk, and support profitable growth with confidence.

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Advanced Credit Intelligence, Unified in One Score

The first business credit score built on structured and unstructured data from 1,100+ sources.

Unified Credit Assessment

Consolidate structured and unstructured data into a single, standardized business credit score. Eliminate fragmented reports and gain a complete view of identity, compliance, financial health, and reputation risk in one place.

Data-Driven Insights

Surface the signals traditional models miss. Worth Score™ analyzes thousands of attributes to uncover patterns in credit behavior, fraud exposure, and operational stability, enabling more accurate underwriting decisions.

Explainable AI Decisioning

Built with transparent, explainable machine learning, Worth Score™ reveals the key drivers behind every score. Give risk teams clarity into what changed, why it changed, and how it impacts credit exposure.

Transparent Risk Assessment

A Smarter, More Consistent Way to Evaluate Risk

Level the playing field with credit fairness. Worth Score™ standardizes business credit evaluation across your entire portfolio. By consolidating structured and unstructured data from 1,100+ sources and benchmarking against over 242 million SMB profiles, the model delivers consistent, defensible scoring rooted in rigorous validation and compliance controls. Reduce bias, increase confidence and ensure every decision is backed by complete, explainable data.

Faster Credit Decisions

Accelerate Approvals with Deeper Insight

Move beyond static bureau scores. Worth Score™ delivers real-time visibility into credit exposure, financial health, and operational risk — empowering teams to approve faster without sacrificing accuracy. Identify opportunities, mitigate downside risk, and streamline underwriting with a unified risk metric.

Comprehensive Business Intelligence

Make Decisions Backed by Complete Business Profiles

Worth combines cutting-edge machine learning with powerful explainability methods to deliver a transparent, insightful, and undeniably unified score. Dive deep into the data, understand your customer’s risk profile, and unlock the secrets to their financial future. Integrate more than 1,100+ data points from various unstructured sources and see a comprehensive snapshot with Worth Score™.