Blog
Underwriting teams face the ever-present challenge of assessing whether a business presents hidden risk long before it becomes a financial or reputational problem, and adverse media is one of the first signals to look for. Basic KYB checks, identity verification, and public-record lookups can reveal a business’s structure. Still, they often miss the most dynamic […]
Over the last two decades, fintech has found a new home in the healthcare industry. Providers increasingly rely on modern financing platforms, digital payment processors, and embedded lending solutions to support patient decision-making and keep their practices running smoothly. More than that, according to the National Library of Medicine, fintech has pioneered a “digital healthcare […]
Whether you’re processing a high volume of applications or working closely with merchants to complete them, the ability to easily start, track, and edit applications is essential for maintaining workflow efficiency and data accuracy. That’s why Worth has continued to evolve the application experience across both Onboarding and Case Management. From starting an application directly […]
Most people think of Independent Sales Organizations, or ISOs, as pure sales engines. ISOs help merchants access the payment systems they need by connecting them to sponsor banks and simplifying the onboarding experience. At a high level, the ISO model has not changed much. Typically, they focus on selling and referring merchants while leaving the […]
Worth has always been laser-focused on building the most reliable, intelligent platform for onboarding and underwriting in financial services. As demand for automation and AI-powered decisioning grows, so does the responsibility to support our customers with the speed, precision, and stability they expect. This year, our momentum has been unmistakable. Since securing our seed round […]
If 2023 was the year of chatbots, 2025 is shaping up to be the year of Agentic AI. But what the heck even is Agentic AI? At its core, Agentic AI is the next evolution of artificial intelligence. These are systems that do more than respond to commands. They plan tasks, make decisions, and take […]
Commerce no longer stops at the border, and neither should onboarding. The World Bank estimates there are over 400 million small and medium-sized businesses worldwide, with cross-border registrations up 28% since 2020. The opportunity is enormous. So why do financial institutions still say that international coverage for KYB is such a big operational pain point. […]
That’s a wrap on Money20/20 2025! Worth showed up focused, energized, and ready to shape the future of financial innovation. From AI-driven underwriting to collaborative ecosystems transforming compliance and risk, this year’s event embodied how the future of finance will be built on partnerships, transparency, and technology that keeps the pace of its users. What […]
At Worth, Customer Success is the bridge between our customers and our mission to simplify underwriting and onboarding for financial institutions. We sat down with Jenn, the Head of Customer Success, about how her team creates a white-glove experience for our customers: Want to see our Customer Success team in action? Get started by scheduling […]
What exactly is eSign Multi-Template? To understand it, you have to first understand merchant onboarding. Onboarding new clients or businesses isn’t as straightforward as getting a single signature on a document. Normally, there’s a laundry list of forms that a business needs to fill out. These often include a W-9 form, a credit authorization, a […]
Worth’s ethos is to streamline operations and accelerate revenue, and we’ve worked hard to develop a platform that delivers on that promise.. That’s why Priority, one of the largest U.S. non-bank merchant acquirers and a leading provider of payments and banking solutions, has tapped into Worth’s suite of products to modernize merchant approval. Faster, Smarter […]
Back in the early days of software, access control was simple: if you were a user, you either had access or you didn’t. Over time, systems adopted role-based access control (RBAC) to shift permissions away from individuals and into roles, making management scalable and more secure. In underwriting and onboarding platforms like Worth, the same […]
When psychologist Mihály Csíkszentmihályi coined the term “flow state,” he described it as the feeling of complete immersion in an activity. Time falls away, tasks feel effortless, and progress happens naturally. At work, achieving flow often means aligning tools, focus, and environment so teams can perform at their best. But is flow possible in onboarding […]
In football, every team studies game film. Coaches rewind plays, analyze mistakes, and call out the exact moment a defensive line missed an assignment. Nothing is hidden and nothing is forgotten because it is all there on tape. Underwriting teams deserve the same kind of transparency. Every decision, edit, and approval should be visible in […]
If you’re still juggling separate tools for onboarding, identity verification, KYB, AML, fraud, credit, and case management, you’re paying a hidden tax every day: inconsistent data, slow reviews, and frustrated customers who drop off before they ever become revenue. And that tax isn’t small. Gartner estimates poor data quality costs organizations at least $12.9 million […]
At Worth, our mission is to remove barriers that slow down financial access and empower businesses to grow. This month, we’re proud to announce our partnership with PatientFi, a leading provider of patient-friendly financing solutions for elective medical procedures. This collaboration expands Worth into the healthcare sector, helping practices offer more accessible payment options and […]
The Real Cost of Vendor Overload If you’re a lender, fintech or financial institution, chances are your tech stack is a patchwork of tools that were never really built to work together. One platform for onboarding, another for ID verification and completely separate dashboards for compliance, fraud, risk scoring and credit decisions. Each one comes […]
What Is Basel III Endgame and Why It Matters Think of Basel III Endgame as the grand finale of a decade-long regulatory saga. Basel III, originally introduced in the wake of the 2008 financial crisis, was all about making banks safer, ensuring they hold enough capital and manage risks so we don’t get a repeat […]
A Better Way to Manage Risk In underwriting, onboarding and risk operations, case management is where everything comes together or falls apart. The difference between a seamless approval and a delayed application often comes down to how fast teams can triage, evaluate and act on the right information. But speed means nothing without clarity. And […]
Most small business applications still suck. Whether it’s for a business loan, a merchant account or access to financial services, the process is repetitive and often built around outdated internal systems and not the end user. If you’re wondering why small business applicants drop off halfway through, it’s not a mystery. It’s your forms. Endless […]