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Onboarding & Underwriting Workflow Automation Platform
A single, intelligent platform that consolidates onboarding and underwriting for faster approvals, stronger compliance, and smarter risk management.
Trusted By Leading Enterprises and Partners
What Worth Delivers
Onboarding at the Speed of Opportunity
37%+↑
Average Increase in Approval Rates
43%+↓
Average Reduction in Abandonment Rate
98%+
Industry-Leading Match Rate
Underwriting Assistant and Agent Manager
Meet CODI
CODI is the conversational interface your underwriting and risk teams use to query the work Worth's autonomous agents do. CODI answers questions about case decisions, outstanding documentation, and portfolio changes by pulling directly from the reasoning the agents produce. The work happens in the background, and CODI provides you with an easy way to see into it.
Worth's End-to-End Platform
Our powerful product suite provides everything your team needs to automate onboarding and underwriting, reduce manual effort, and move customers from application to revenue.
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Advanced Features to Accelerate Revenue Growth
Seamless Onboarding
Accelerate onboarding to minutes, optimize customer experience with customized branding and business rules, and ensure high match accuracy to reduce errors and manual intervention.
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Revenue-Boosting AI Underwriting
Worth's AI synthesizes KYB, KYC, financial, and fraud signals to auto-clear policy-matched cases and route edge cases to underwriters with context already surfaced.
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Crosswalking Technology
Inaccurate data slows down onboarding and increases risk. Worth's Crosswalking Technology pulls from SoS, IRS, Google, and dozens of other sources to deliver the industry's most accurate business match rates.
Learn How Crosswalking Works
Decision Intelligence
Underwriting wasn’t built for today’s data complexity. While analytics explain the past and AI predicts the future, Decision Intelligence focuses on the next best action. Worth combines verified identity data, risk signals, and decision workflows to enable faster approvals, fewer manual reviews, and stronger fraud prevention.
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Data Moat
Worth maintains broad coverage across global SMBs, creating a durable data asset that extends beyond one-off API lookups. The platform does more than simply surface records. It resolves inconsistencies, determines what matters, and delivers confidence-weighted outputs that grow stronger with every decision.
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How It Works
The Infrastructure Behind Faster, Smarter Decisions
When onboarding and underwriting run on disconnected systems, your team spends more time managing tools than managing risk.
Worth changes that by consolidating the entire workflow into one platform — automating KYB, KYC, fraud verification, financial checks, and more. With access to a 350M+ SMB database and Worth's proprietary Crosswalking Technology, your underwriters get the full picture they need to make faster, smarter decisions.
Worth changes that by consolidating the entire workflow into one platform — automating KYB, KYC, fraud verification, financial checks, and more. With access to a 350M+ SMB database and Worth's proprietary Crosswalking Technology, your underwriters get the full picture they need to make faster, smarter decisions.
Streamlined Integration
Behind the scenes, Worth orchestrates workflows across systems, minimizing vendor management and allowing your team to focus on building. The platform ensures decisions and processes run smoothly without extra overhead.
Developer-Ready Tools
Switching platforms shouldn’t mean rebuilding from scratch. Our SDKs and APIs slot cleanly into your existing stack, giving your team flexible, reliable integration tools while keeping the experience seamless and white-labeled for your customers.
International Coverage
Onboard businesses across 200+ countries and territories without adding compliance risk. Worth's international platform handles regulatory checks, ID verification, and fraud prevention — all from one place.
Fully Compliant: SOC 2 & GDPR
Your customers trust you with their data. Worth helps you keep it that way. Our platform is SOC 2 certified and built to meet GDPR, CCPA, and global compliance requirements at enterprise scale.
See Worth in Action
How leading financial institutions move from application to approval faster and with less risk.
Worth eliminates the manual steps, disconnected tools, and compliance gaps that stand between your team and revenue. Built for the scale and complexity of enterprise organizations, Worth brings every part of the onboarding and underwriting workflow into one place — giving you the speed, accuracy, and confidence to make better decisions with less risk.
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Built for Institutions That Move Faster
Discover why leading financial insitutions and fintechs choose Worth to streamline onboarding, reduce risk, and accelerate time-to-revenue.
"Leveraging the Worth platform has already been a big win for us. Smarter, data-driven tools help us onboard merchants faster and more reliably while strengthening the connected systems behind our commerce platform."
Greg Snell
SVP & Head of Operational Risk, Priority
"We’re excited about our new merchant onboarding and monitoring tool with Worth, which has already cut our onboarding time by nearly 50%. The result is a smoother experience for medical providers to enroll, who can start offering financing sooner, and a win for patients, who get access to care without delay."
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Lisa Kesterson
VP, Risk & Lending Operations at PatientFI
"It’s a game-changer. With Worth’s zero-touch onboarding, Aurora can now onboard merchants directly and without handholding."
CPO
Aurora Payments
"From day one, this collaboration has been energizing and highly aligned. Our teams have worked closely and hands-on to build a smarter, more seamless solution focused on an optimized user experience."
Justine Vongxay, CSM
Director, Product Management at VizyPay
Streamline Operations, Maximize Revenue
Consolidate your tools for faster approvals, improved compliance, and smarter risk management.
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