Banks

Grow Your Loan Portfolio Faster

Efficiently grow your loan portfolio, substantially reduce borrower default risk and processing bias, all from one AI-powered underwriting platform.

Grow Your Loan Portfolio

Accelerate the expansion of your bank's loan portfolio and enable your team to swiftly identify and approve the most suitable borrowers, securing credit ahead of your competitors.

Substantially Lower Risk

Automated alerting enables your team to act quickly in response to risk events, mitigating potential losses across your portfolio.

Eliminate Bias

Remove unconscious bias from human decisioning to ensure a fair lending process for all potential borrowers without risking any potential disparate impact inquiries from regulatory bodies.

Continuous Monitoring and Alerts

Move your underwriting process from static to dynamic. Replacing periodic reviews with continuous, real-time monitoring ensures that risk signals are surfaced as they happen, enabling your team to quickly identify and prevent future losses and increase loan margins.

  • Enable small business customers to seamlessly link accounts and upload documentation.
  • Utilize Worth’s AI underwriter for comprehensive data verification against 1,000+ sources.
  • Continuously validate small business borrowers against predefined risk profiles.
  • Receive instant alerts on changes in a borrower’s credit profile to preempt defaults.
  • Leverage Worth’s predictive capabilities to forecast loan portfolio health 24 months in advance.

Instant Onboarding for Faster Credit Decisions

Transform your onboarding experience, and leverage technology to deliver an intuitive instant onboarding experience for your borrowers.

  • Invite small business borrowers to a dedicated link to upload all of their required documentation right from their mobile device in minutes, not days.
  • Eliminate unnecessary back and forth between borrowers and underwriters, reducing costs and creating more efficient workstreams for your teams.
  • Gain a competitive advantage to instantly engage your best potential borrowers and not lose them to a competitor with a faster process.

5 AI-Powered Strategies for Savvy Lenders

Supercharge loan growth in 2024 by embracing the power of AI:

  • Streamlined Onboarding: Impress with Speed and Precision
  • Continuous Risk Monitoring: Your 24/7 Financial Scout
  • AI-Enhanced Personalization: Foster Strong Relationships

The Only Credit Score for Every Business

Confidently accelerate decisions and eliminate the complexity of underwriting risk management by leveraging all the power of AI